Please click on a booklet to download. These documents are in Adobe PDF format. To view and print these documents on your computer you will need to have Adobe PDF reader installed (if you do not have this already).
You can download Adobe PDF reader from Adobe here.

Below are the latest versions of the gadget policy wordings' for each of our products.


For policies purchased on or after 03 February 2026

Policies covering personal, student and business cover

Policies covering our home bundles

Insurance product information document (IPID)

Terms of business

Insurance you can depend on